Investment tiers and contribution structure

The MPRP offers clear investment tiers based on property choice. For the rental option, you pay a government contribution of €58,000 (plus €5,000 per dependant) and lease property with a minimum annual rent of €10,000 in the south of Malta or €12,000 elsewhere. For the purchase option, the contribution drops to €28,000 (plus €5,000 per dependant) with a minimum property value of €300,000 in the south or €350,000 elsewhere. Both options require a €2,000 donation to a registered Maltese charity. Property must be held for five years.

• • Rental route: €58,000 contribution + €10,000–€12,000/year rent
• • Purchase route: €28,000 contribution + €300,000–€350,000 property
• • Dependant fee: €5,000 per additional family member
• • Charitable donation: €2,000 mandatory across all routes

Eligibility and due diligence process

Applicants must be 18 or older, hold a clean criminal record, and demonstrate global assets of at least €500,000, including €150,000 in liquid assets. The Residency Malta Agency conducts thorough due diligence checks, vetting the source of funds through bank statements, tax returns, and professional background verification. Non-EU nationals, including UAE and GCC residents, are eligible. Processing typically takes 4–8 months from application submission. There is no mandatory minimum stay requirement, making it attractive for investors who want EU residency without relocation.

Benefits of Maltese permanent residency

MPRP status grants indefinite residency in Malta with full Schengen Area travel access. Residents can live, work, and study in Malta without additional permits. Malta's tax system is highly favourable — no wealth tax, no inheritance tax for non-domiciled individuals, and a remittance basis of taxation on foreign income at a flat 15%. After five years of residency, naturalisation is possible through citizenship by naturalisation, subject to a separate application, Maltese language requirements, and a residency period.